| Annuity Companies
Listed below, in alphabetical order, are those companies featured on our website having fixed and/or variable annuities that our analysis has shown to be among the most competitive and highly rated.
We have also listed the rating services scores for each company. Click on the rating service's name to see the Ratings Guide for each agency.
Insurance Carrier |
|
Ratings |
Fixed |
Variable |
AM Best |
S&P |
Moody's |
Fitch |
AIG/Alliance |
X |
X |
A++ |
AA+ |
Aa1 |
AA- |
AIG/Anchor National |
X |
X |
A++ |
AA+ |
Aa2 |
AA |
AIG/Sun America |
X |
X |
A++ |
AA+ |
Aa2 |
A+ |
Allianz |
- |
X |
A |
AA- |
A2 |
- |
Allstate |
- |
X |
A+ |
AA |
Aa2 |
AA |
American Skandia |
X |
X |
A+ |
AA- |
- |
AA |
Ameritas Variable Life |
- |
X |
A |
AA- |
- |
- |
AXA-Equitable Life Assurance Society |
X |
X |
A+ |
AA- |
Aa3 |
AA |
First Colony |
X |
- |
A+ |
AA- |
Aa3 |
AA |
Genworth
(formerly GE Life & Annuity) |
X |
X |
A+ |
AA- |
Aa3 |
AA |
Hartford/Planco |
X |
X |
A+ |
AA- |
Aa3 |
AA |
ING/Aetna |
X |
X |
A+ |
AA |
Aa3 |
AA |
ING/Golden American |
X |
X |
A+ |
AA |
Aa3 |
AA |
ING/Reliastar |
X |
X |
A+ |
AA |
Aa3 |
AA |
ING/USG Annuity |
X |
- |
A+ |
AA |
Aa3 |
AA |
Integrity Life |
X |
X |
A++ |
AA+ |
Aa2 |
AA+ |
Jackson National Life |
X |
X |
A+ |
AA |
A1 |
A |
Jefferson Pilot |
X |
X |
A+ |
AA |
Aa3 |
AA |
John Hancock Funds |
- |
X |
A++ |
AA+ |
Aa2 |
AA+ |
John Hancock (formerly Manulife) |
- |
X |
A++ |
AA+ |
Aa2 |
A+ |
Lincoln Benefit |
X |
- |
A+ |
AA |
Aa2 |
- |
Lincoln Life |
X |
X |
A+ |
AA |
Aa3 |
AA |
Mass Mutual |
X |
X |
A++ |
AAA |
Aa1 |
AAA |
MetLife Investors |
X |
X |
A+ |
AA |
Aa2 |
AA |
MetLife/New England |
X |
X |
A+ |
AA |
Aa2 |
AA |
Nationwide/BOA |
X |
X |
A+ |
AA- |
Aa3 |
AA- |
Nationwide Life |
- |
X |
A+ |
AA- |
Aa3 |
AA- |
New York Life |
X |
X |
A++ |
AA+ |
AAA |
AAA |
Ohio National |
- |
X |
A+ |
AA |
A1 |
- |
Pacific Life |
X |
X |
A++ |
AA |
Aa3 |
AA+ |
Penn Mutual Life |
X |
X |
A+ |
AA- |
Aa3 |
AA- |
Phoenix Life |
X |
X |
A |
A |
A3 |
AA- |
Prudential |
X |
X |
A+ |
AA- |
Aa3 |
AA |
Putnam-Allstate |
- |
X |
A+ |
AA |
Aa2 |
AA |
Putnam-Hartford Annuities |
- |
X |
A+ |
AA- |
Aa3 |
AA |
Scudder |
X |
X |
A++ |
AA+ |
Aa2 |
AA |
Sun Life Financial |
X |
X |
A++ |
AA+ |
Aa2 |
AA |
Sun Life of Canada |
X |
X |
A++ |
AA+ |
Aa2 |
AA |
Sun Life-Keyport |
X |
X |
A++ |
AA+ |
Aa2 |
AA |
Symetra (formerly Safeco) |
X |
X |
A |
A- |
A2 |
A+ |
Transamerica Capital |
X |
X |
A+ |
AA |
Aa3 |
AA+ |
Travelers Life & Annuity |
X |
X |
A+ |
AA |
Aa2 |
AA |
As an investment in securities, variable annuities involve investment risks, may lose value and are intended to be a long-term, tax-deferred investment vehicle designed for retirement. Earnings are taxable as ordinary income when distributed, and if taken before age 59½, may be subject to a 10% federal tax penalty. Withdrawals may be subject to withdrawal charges, recapture charges and excess interest adjustments.
·Not FDIC/NCUA insured · May lose value · Not Bank/CU guaranteed ·
· Not a deposit · Not insured by any federal agency ·
Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
(Ratings updated 01/06/2007)
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